Our Focus Area


Sourcing

 

Through our network of local banks built over the last few decades in the industry, ART identifies and sources proprietary opportunities within the small balance secured corporate loan market.


Portfolio Construction

 

ART is able to invest in a tailored diversified portfolio of a targeted investment size and time horizon through our proprietary community bank relationships.


Resolution

 

ART seeks to resolve the scratch & dent / distressed notes it acquires within 6-18 months via loan modifications, note sales or the loan foreclosure process, ensuring that returns are further boosted through efficient capital recycling.


Investment Parameters


Purchase Price

 

90-100% of par


Loan Size

 

$1-10 million


LTV Ratio

 

50% - 60%